milkking wrote:
我在San Jose...(恕刪)
完全同意。
十五萬外加不負擔房租、醫療保險、車子,
我不知道樓主從何得出比台幣年薪四百低的結論,
孩子的成長環境、教育環境、生活品質都比台灣優,
十五萬稅前收入已經比灣區中產平均收入高很多了。
這條件真的不差。
惟一的挑戰是你做全職主婦真的要比在台灣獨立多了。
第一年的挑戰最大,如果你先生除了忙工作適應
還要cover家中從shopping, 接送小孩上學、看醫生的大小事的話,
那絕對有問題。
樓主跟你先生好好溝通一下生活方式吧。
如果有共識要來,搬家、找房子、考駕照大概是你們的首要之務,
小孩的學區會是決定你們要住哪裡的關鍵,
拜一下孤狗大神,有非常多兩岸華人分享相關經驗,
而且,以府上小朋友的年齡,適應性會比你以為的強多了。
I am not 40 yet but close. From your description of 150k annual, housing and car allawances, I think it will put you in much better place than most of normal family.
Don't worry about income tax. With credits for 2 kids ($2000) and some other deductions, you will not be paying too much tax. And, I am talking about using TurboTax for your income tax filing.
The cost of food/gas/clothing is not as high as you think. I can even tell you that it can be lower than in Taiwan.
Of couse, there are expensive places to shop, it is because this is Silicon Valley, there are places for ultra-rich people to shop. There are also places for rich people to shop.
Please keep in mind that Silicon Valley is also home for a lot of illegal immigrants. Also, a lot of people who make a living without good jobs. They can make a living here comfortably. So, cost of living is really not as high as you think.
I think education can only be better. In my daugther's class, she has classmates of White, Black, Indian, Japanese, Korean, Chinese, and Taiwan. I think this kind of multi-culture experience can only be had in very few parts of the world. In Taiwan, I used to have classmates who live outside of Taiwan and are very good at English. So, even a short 3 years of aboard experience can be a big part of your kids live.
Lastly, this kind of life experience, I think it is very hard to come-by. You may even find that you like to live in US than in Taiwan at the end. Your kids may like here better. The best part of it, this is low-risk. You don't need to worry house, cars, and job. They will all be assisted.
Even if you do not like it at the end, and move back to Taiwan. I think your kids will remember this through their life. Summer at half-moon bay, SantaCruz boardwalk, Winter at Tahoe. And, possible many road trips to Disney, LasVegas, Yosemite, ... etc.
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