But Howard is only 27, and barring a career-ending injury, he'll clearly get one more max deal after this one. A four-year deal with an opt-out after three years, for example, would in some ways be preferable to Howard because he'd hit the open market again at age 30 and could then secure his five-year max deal. Also, by signing with a team in Texas -- where the Rockets and Mavs obviously reside -- Howard would reap substantial savings by paying no state income tax. According to some early estimates, Howard's tax savings in Texas could approach $10 million over four years.