談錢傷感情 wrote:
引用以下新聞連結:https...(恕刪)
海外30%稅率
放眼海外市場
我只能說台灣以前的投資環境對散戶真的很好 , 資本所得稅也是0
除了海外所得600萬 , 會對期貨長期波段交易者有影響外 !
忌妒珊伯爵 wrote:你說的美股股利扣稅30%是針對美國的非居民外國人吧？
先設定你的海外是指美股，你知道美股股利扣稅是30%嗎？
台灣政府太仁慈了現在才在計劃扣稅還僅20%
而且也不是每個人都會被課到稅。
外資在台灣領的股息只課20%，比美國的30%低。
I am a non-U.S. citizen living outside the U.S. and trading stocks through a U.S. internet broker. Do I have to pay taxes on the money I earn?
In terms of dividends, non-resident aliens face a dividend tax rate of 30% on dividends paid out by U.S. companies. However, they are excluded from this tax if the dividends are paid by foreign companies or are interest-related dividends or short-term capital gain dividends. This 30% rate can also be lower depending on the treaty between your home country and the U.S., so it is important that you contact your brokerage firm to verify the rate.
美國人領的股息可分兩種，qualified和unqualified dividends。
unqualified dividend(例如，在除權息前買、除權息後賣所得到的股利)是併入一般收入課稅，
最高課到39.6% (比台灣的45%低)
qualified dividend有好幾種，其中有一項是長期持有股票股利。
Dividend Tax Rates In 2017: How Much Will I Owe?
Long-term investors will usually find that their dividend income is qualified if it's been paid by a U.S. corporation or a qualified foreign corporation. The various types of dividend income that can't be considered qualified are listed here, but usually, as long as you've owned a stock for over 60 days during the 121-day period that begins 60 days before the stock's ex-dividend date, it will be considered qualified.
為了鼓勵長期持有，這部份的稅低很多。目前稅率如下圖
(取自Dividend Tax Rates In 2017: How Much Will I Owe?)
單身年收入$37950以下，已婚家庭收入$75900以下，長期股利所得不用繳稅。
$37950換成台幣已經超過110萬... $75900超過台幣220萬....
而單身收入要超過$418400(超過台幣1200萬)才會被課到20%...
20%還是比39.6%(所得稅最高稅率)低很多。
看來美國政府很鼓勵人民長期持有股票，參與除權息，
哪裡像我們的政府只會鼓勵人民短期買賣股票與當沖...
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