02 Forester S wrote:
"我的保險3470U...(恕刪)
My car had 8 airbags, abs system, DSC system loaded too, but my insurance price is still high.
i thonk because my car has more horse power, and my record isn't good too.
I got 3 tickets and two accidents in pass three years, also i had totaled a car two years ago.
anyways, still feel bad with paying that much money.
MAZDASPEED3 07/ Philly SCca AutoXer STU class
02 Forester S wrote:
OH! that's right, because you're driving a mazdaspeed 3 with 263hp. It's a sporty car.
所以要買低調點的車咩..
我的grocery getter(小小超過300hp), 半年全險(500 deductible)也才500不到...我還住NJ咧~
Car #1: 2011 Hyundai Sonata 2.0T Limited Car #2: 2012 Ford Edge SEL + 205A
nighttalk wrote:
小弟我是住在Vanc...(恕刪)
我贏了
而且是大贏
小弟剛好住多倫多
開的是Civic Coupe
當初要買車問了三家保險全部破萬
你沒聽錯
保費一萬加幣一年
車子也才兩萬多
幾個保費肯定爆的條件
1. 25以下, 小弟今年23, 25後減至少40%
2. 兩門車, 比四門多20%以上
3. 熱門車/大眾車易被偷, Civic是小車同級距裡面保費最高的
4. 保險公司黑名單的車子. 用統計資料來決定, 如哪幾部車歷年肇事率最高讓保險公司賠的多, 保費就跟著高
5. 有錯方(at fault)肇事紀錄, 有罰單
駕照資歷沒用, 小弟駕照拿了7年跟新手上路的保費差不多
基本上多倫多的保險公司是獨大企業
任何漲價跟高保費都可以拿他們所謂的統計資料壓人
統計顯示25歲以下肇事率是xxx%高於25以上
統計顯示某車比較多人開所以比較容易賠
統計顯示紅色車比較容易出意外
統計顯示.......
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